NEWS & INFORMATION
December 13, 2018
The Mortgage Bankers Association Predicts New Home Sales Down Sharply
December 12, 2018
3rd Quarter 2108 OCC's Forclosure Mortgage Metrics Report
December 11, 2018
California Home Sales Slowest for an October in Seven Years
December 06, 2018
Homeowners with Negative Equity Decline by Only 81,000 in the Third Quarter of 2018
December 04, 2018
CoreLogic Reports October Home Prices Increased by 5.4 Percent Year Over Year
November 28, 2018
U.S. New Home Sales Drop to More Than 2-1/2-Year Low
November 27, 2018
Fannie Mae and Freddie Mac Raise 2019 Conforming Loan Limits
November 26, 2018
Power Lines Preventing LA Homeowners from Building ADUs
November 21, 2018
Inventory Climbs Meaningfully for the First Time in Almost Four Years
November 19, 2018
San Fernando Valley Home Prices Cool Off After Record-Setting Summer
November 16, 2018
Fannie Mae Offering Relief Programs in Wildfire Areas
November 15, 2018
California Home Sales Declined Again in October
November 13, 2018
Homes Sales and Prices in California May Have Hit an Affordability Tipping Point
November 12, 2018
Home Affordability: Canada vs. US
November 08, 2018
CoreLogic: Easing Standards for DTI, LTV Underwriting
November 01, 2018
California Housing Affordability Down 1% from a Year Ago
October 30, 2018
California Bay Area Home Sales Decline 20% YoY in September, Inventory up 14% YoY
October 25, 2018
The $80 Trillion World Economy in One Chart
October 24, 2018
U.S. New Home Sales Near Two-Year Low
October 23, 2018
California Housing Market Experiencing Shift as Home Sales Continue Descent in September, C.A.R. reports
October 22, 2018
Home Buyers Need 7.2 Years to Save Down Payments – 1.5 Years More Than in 1988
October 17, 2018
Mortgage Rates Remain at Highest Levels in Seven Years to 4.69%
October 19, 2018
Existing-Home Sales Decline Across the Country in September
October 18, 2018
Housing Starts Decreased to 1.201 Million Annual Rate in September
October 16, 2018
Listing Price Reductions Are Increasing, Especially at High End
October 15, 2018
FICO Plans Big Shift in Credit-Score Calculations, Potentially Boosting Millions of Borrowers
October 11, 2018
California Association of Realtors Releases 2019 California Housing Market Forecast
October 02, 2018
Home Price Gains at Two-Year Lows
September 26, 2018
New Home Sales Reverse Course, Ending Two-Month Deficit
September 22, 2018
Merrill Lynch: Existing Home Sales have Peaked
September 20, 2018
CoreLogic: 2.2 Million Homes Still in Negative Equity at End of Q2 2018
September 17, 2018
California’s Housing Market Falters for Fourth Straight Month
September 10, 2018
Tappable Equity Surpasses $6 Trillion for First Time; 44 Million Homeowners with Mortgages Now Have Tappable Equity
September 04, 2018
CoreLogic Reports July Home Prices Increased by 6.2 Percent
August 31, 2018
Fannie Mae: Mortgage Serious Delinquency Rate Decreased in July, Lowest Since Oct 2007
August 30, 2018
Los Angeles Home Prices Drop for the First Time Since January
August 25, 2018
Rushmore’s Rating Surges on Servicing Practices
August 22, 2018
Home-Value Growth Slowing in Several Hot Markets
August 17, 2018
Household Debt Rises to New Peak
August 16, 2018
California’s Housing Market Retreats for Third Straight Month as Affordability Crunch Dampens Demand
August 10, 2018
Homeowners With Wells Fargo Mortgages Can Sue Wells Fargo If They Were Denied Permanent Loan Modifications
August 07, 2018
Technical Error Led to Foreclosures, Says Wells Fargo
August 06, 2018
CoreLogic - June Home Prices Increased by 6.8% Year-Over-Year
August 01, 2018
Wells Fargo Settles Allegations of Fraud for $2.09B
July 26, 2018
New Home Sales Down 5.3%
July 24, 2018
National Existing Home Sales Fall for Third Month Despite Increasing Inventories
July 23, 2018
California Home Sales Down 7.3 percent from June 2017
July 21, 2018
Has Streamlining Benefited Loan Mods?
July 07, 2018
HELOC Equity Withdrawals Hit a Low
July 05, 2018
When Are People with Foreclosures and Short Sales Eligible to Borrow Again?
June 30, 2018
CoreLogic - May Home Prices Increased by 7.1%
June 26, 2018
Zillow – Average Home Seller Only Earned $15,000 After Adjusting for Inflation
June 21, 2018
Inventory Woes: Are They Worse Than They Look?
June 19, 2018
California Median Home Price Sets New Record as Home Sales Dial Back
June 07, 2018
CoreLogic Reports Home Equity Gains Topped $1 Trillion in the First Quarter of 2018
June 05, 2018
CoreLogic Reports April Home Prices Up 6.9%
May 31, 2018
Millions of U.S. Homeowners Still Under Water on Mortgages
May 30, 2018
People Are Leaving California In Droves
May 28, 2018
Remodeling Activity Soars, Breaks Records
May 25, 2018
Existing Home Sales Reverse Course, Down 3%
May 24, 2018
U.S. Households Are Cashing In on Equity
May 23, 2018
Store-Branded Credit Card Delinquencies Hit 7-Year High
May 17, 2018
First Quarter 2018 Housing Affordability
May 15, 2018
California April Home Sales and Price Report
April 30, 2018
CoreLogic Reports Home Prices Up Again in March by 7%
April 24, 2018
Home Buyer's Dilemma Explained in One Picture
April 20, 2018
Weak Credit Growth Leaves The Economy Vulnerable
April 19, 2018
Rates on Closed Loans at 4 Year High
April 17, 2018
California Home Sales Tick Higher in March as Median Price Reaches Eight-Month High
April 13, 2018
Wells Fargo Faces $1 Billion Fine from Loan Abuses
April 12, 2018
Subprime Mortgages Morph into 'Non-Prime' Loans and Demand Soars
April 10, 2018
The Housing ATM is Back – Cash-out Share of All Refis Hits Pre-Crisis Levels
April 06, 2018
CoreLogic - Home Prices in February Up 6.7% Year-Over-Year
April 02, 2018
Carrington Mortgage Launches Line of Subprime Mortgages
March 29, 2018
Affordability is Declining, Likely to Get Worse
March 18, 2018
California Housing Market Bounces Back in February
March 15, 2018
Money Defined
March 13, 2018
Making Mortgage Forgiveness Tax Relief Permanent
March 12, 2018
2.5 Million Homes Still in Negative Equity at End of 2017
March 06, 2018
National Home Prices Increased 6.6% Year Over Year in January
February 26, 2018
U.S. Home Prices Ended 2017 Up 6.62%
February 23, 2018
Interest on Home Equity Loans Often Still Deductible Under New Law
February 21, 2018
Existing-Home Sales Slip 3.2 Percent in January
February 19, 2018
Former Washington Mutual Parent Company Acquires Mr. Cooper
February 16, 2018
January Homes Sales Down 2.9% from January 2017
February 07, 2018
CoreLogic - Home Prices Up More Than 6 Percent Year-Over-Year
January 30, 2018
Q4 2017 Homeownership Rate
January 24, 2018
Los Angeles County Home Prices Up 10% in 2017
January 23, 2018
New Home Sales Decline 9.3% in December
January 15, 2018
Freddie Mac Closes First Single-Family Rental Lending
January 05, 2018
CoreLogic: House Prices up 7.0% Year-over-year in November
December 28, 2017
Total Value of All U.S. Homes: $31.8 Trillion
December 22, 2017
New Home Sales Surge to Highest Point Since 2007
December 21, 2017
Bayview Loan Servicing Loses Foreclosure Case
December 20, 2017
Existing-Home Sales Soar 5.6 Percent in November to Strongest Pace in Over a Decade
December 12, 2017
Looking Back at Loan Modifications Success
December 11, 2017
Fannie & Freddie Conforming Loan Limits Raised Up to $679,650
December 07, 2017
CoreLogic - Homeowner Equity Increased by Almost $871 Billion in Q3 2017
December 05, 2017
CoreLogic - US Home Prices Up 7% Year-Over-Year
November 27, 2017
New Home Sales Beat Economist's Expectations
November 21, 2017
California's Homeowner Bill of Rights Changes for 2018
November 14, 2017
Delinquencies Signal "Final Stages" of Recovery
November 09, 2017
FHFA Monthly Foreclosure Prevention Report
November 07, 2017
CoreLogic - Home Prices Increased 7% Year-Over-Year
October 25, 2017
New Home Sales Surge Most in 28 Years on Percentage Basis
October 23, 2017
Gov. Brown Signs 15 Housing Bills to Address Housing Affordability
October 18, 2017
Existing California Home Sales in September Up 1.7% from September 2016
October 12, 2017
C.A.R. - Home Sales and Median Price to Increase in 2018 but at a Slower Pace
October 11, 2017
Ocwen Reaches Resolutions with 17 States
October 03, 2017
CoreLogic: House Prices up 6.9% Year-Over-Year in August
September 27, 2017
New Home Inventory Crosses 6-Month Supply Mark as Sales Lag
September 26, 2017
Case-Shiller: National House Price Index increased 5.9% Year-Over-Year in July
September 21, 2017
CoreLogic - 2.8 Million Homes Still in Negative Equity
September 14, 2017
Fannie Mae, Freddie Mac Reduce Modification Interest Rate
September 13, 2017
A Reverse Mortgage Can Be Foreclosed On!
September 12, 2017
CoreLogic: Mortgage Delinquencies Continue Falling in June
September 08, 2017
California Dreaming – More Than a Third of California Households have Virtually no Savings.
September 07, 2017
Equifax Data Breach: 143 Million People Could be Affected
September 05, 2017
CoreLogic: Home Prices Jump 6.7% Annually in July
August 31, 2017
Wells Fargo Scandal Deepens: 1.4 Million More Fake Accounts
August 24, 2017
Foreclosure Inventory Below 400,000 for the First Time Since February 2007
August 17, 2017
HARP Extended Through 2018
August 16, 2017
Number of Equity Rich Properties Hits 14 Million in Q2
August 14, 2017
Household Debt Reaches Record High
August 11, 2017
Why Housing Inventory Is the Lowest It’s Been in 20 Years
August 10, 2017
SunTrust Completes Consumer Relief Requirements Under National Mortgage Settlement
August 07, 2017
Low-Down-Payment Purchase Lending at Seven-Year High
August 04, 2017
Wells Fargo Warns of a “significant increase” in Fake Accounts Created by Employees
August 01, 2017
CoreLogic Home Price Index Up 6.7% Year over Year in June
July 31, 2017
Homeownership Costs More Than Buyers Realize
July 24, 2017
Existing-Home Sales Retreat 1.8 Percent in June
July 18, 2017
U.S. Home Sales to Foreigners Surge 49% to New Record
July 17, 2017
California Home Sales and Median Price Higher in June
July 13, 2017
OCC: 1st Quarter Mortgage Servicer Report Card
July 10, 2017
Wells Fargo $142 Million Settlement Over Fake Accounts Nears Final Approval
July 05, 2017
California Credit Unions Increase First-Mortgages by 14% Year-to-Year
June 26, 2017
Lenders Continue to Loosen Credit Standards
June 25, 2017
U.S. Home Prices Hit Another New Peak, Up 5.8 Percent Year-Over-Year
June 23, 2017
New Home Prices Set New Record
June 21, 2017
No More Offshoring: Nationstar Moving All Customer Service Operations Back to the U.S.
June 20, 2017
Price Per Square Foot Highest Since the End of 2007
June 16, 2017
New Scandal - Wells Fargo Sued Over Unauthorized Changes to Home Loans
June 15, 2017
Fannie & Freddie Selling Non-performing Loans at Record Pace
June 09, 2017
Mom-and-Pop Flippers Make Up 69% of the Market
June 08, 2017
30-Year Fixed Mortgage Rate Continues to Fall
June 07, 2017
Statistics from Core Logic's First Quarter Equity Report
June 06, 2017
Fannie Mae Raises Debt-to-Income ratio to 50% an Attempt to Expand Mortgage Lending
June 05, 2017
Nationstar Puts Lipstick On A Pig And Calls It Mr. Cooper
May 25, 2017
CAR: California Pending Homes Sales Drop Four Months in a Row
May 24, 2017
Guild Mortgage Launches 1% Down Loan Program
May 18, 2017
Bank of America Opens Debate on Lowering Mortgage Down Payments
May 17, 2017
US Household Debt Rises to All-Time Highs
May 12, 2017
Wells Fargo Fake Accounts Balloon To An Estimated 3.5 Million
May 10, 2017
Foreclosure Activity Drops to Lowest Level Since 2005
May 02, 2017
Seriously Underwater Properties Down 1.2 Million From a Year Ago in Q1 2017
May 01, 2017
19% of Active HELOCs Are Scheduled to Reset in 2017
April 28, 2017
National Supply of Homes for Sale Has Fallen to Early 2000s Level
April 24, 2017
Black Knight: Home Prices Hit Post Crisis Peak
April 21, 2017
Ocwen Responds to Suit from CFPB, 21 States
April 20, 2017
Wells Fargo Increases Fake Account Class Action Settlement to $142 million
April 17, 2017
Former Wells Fargo Exec Claims Bank Fired Her for Refusing to Scam Customers
April 16, 2017
Settlement Approved: Wells Fargo Customers Will Get $50 million for Overcharged Mortgage Fees
April 15, 2017
10 Shocking Passages from Wells Fargo's Internal Report on Unethical Sales Practices
April 02, 2017
San Francisco Bay Area Home Sales Sink to Lowest Level Since 2008, Median Home Price Jumps 12.8 Percent Y-o-Y to $750,000
April 01, 2017
Southern California Median Price Jumps 10 Percent Year-over-Year
March 31, 2017
Morgan Stanley Passes $300 Million in Consumer Relief in Mortgage Bond Settlement
March 30, 2017
Wells Fargo in Another Lawsuit Over Defective Mortgage Securities
March 29, 2017
Wells Fargo Settles Fake-Account Lawsuit for $110 Million
March 28, 2017
Deutsche Bank Looks at Other Options to Fulfill Consumer Relief Settlement Requirements
March 24, 2017
BofA Fulfills Settlement Ahead of Schedule
March 17, 2017
CFPB Orders $1.75 Million Penalty Against Nationstar
March 14, 2017
Santa Ana Offering $40,000 in Down Payment Assistance for First-time Buyers
March 13, 2017
CoreLogic - 10-Year Foreclosure Crisis Recap
March 09, 2017
1 Million Borrowers Regain Equity in 2016
March 08, 2017
Home Flipping Hits 10-year High in 2016
February 22, 2017
U.S. Home Sales Hit 10-year High, Prices Soar
February 20, 2017
Household Debt to Hit New Record in 2017
February 18, 2017
Altisource Portfolio Solutions to Pay $32 Million to Settle Class Action Suit Over Ocwen Relationship
February 17, 2017
Ocwen, California Settle for $223 Million. New Mortgage Servicing Restrictions Lifted
February 08, 2017
Nationstar Officially Begins Transition to Mr. Cooper
February 02, 2017
Goldman Sachs Earns $100 Million Credit Toward $1.8 billion Consumer Relief Obligation
January 31, 2017
Black Knight: California Home Prices 8.1% from 2006 Peak
January 30, 2017
Citigroup Selling $97 Billion Mortgage Servicing Portfolio
January 25, 2017
Federal Banking Agencies Fine ServiceLink Holdings $65 Million
January 24, 2017
Existing-Home Sales Slide in December; 2016 Sales Best Since 2006
January 23, 2017
Citi Mortgage Units Fined $28.8 Million
January 18, 2017
Will the Mortgage Forgiveness Debt Relief Act be Extended?
January 17, 2017
Deutsche Bank Finalizes $7.2 billion Settlement with DOJ
January 13, 2017
Moody’s to Pay $864 Million to Settle Inquiry Into Inflated Ratings
January 04, 2017
California Building 100,000 Too Few Homes per Year
January 03, 2017
CoreLogic - Home Prices Up 7.1% in November
December 29, 2016
Wall Street Journal – the Return of the House Flipper in California
December 24, 2016
Mortgage Settlements Since 2009
December 23, 2016
Credit Suisse Agrees $5.3 Billion U.S. Mortgage Settlement
December 22, 2016
Deutsche Bank to Settle Mortgage Inquiry for $7.2 Billion
December 21, 2016
Home Affordability at Worst Point Since 2008
December 17, 2016
New Los Angeles Law Helps Tenants When Their Landlords Offer Buyouts
December 15, 2016
Wells Fargo Sued Over Missing Info in ARM Reset Notices
December 14, 2016
Fannie, Freddie Replace HAMP with Flex Modification Program Starting October 2017
December 07, 2016
Fannie Mae & Freddie Mac Raise Modification Interest Rate for First Time in 2016
December 01, 2016
An Economic Threat: Financial Leverage in Credit Default Swaps
November 30, 2016
BofA Completes 97% of the $7 Billion Consumer Relief Mandate
November 29, 2016
Case-Shiller National Index Reaches New High
November 23, 2016
FHFA Increases Conforming Loan Limits for First Time Since 2006
November 14, 2016
Fitch: End of HAMP Reduces Options for Struggling U.S. Homeowners
November 09, 2016
3 Qtr California Housing Affordability
November 03, 2016
Median Home Prices Finally Pass Housing Boom Levels, Hit All-Time High
November 02, 2016
California Year-to-Date Sales Down 3.7 Percent from 2015, September Median Prices Up 6.6 Percent Year-over-Year
October 27, 2016
Ocwen Facing CFPB Investigation for Servicing Practices
October 26, 2016
Why Credit Scores Are Improving for Previously Foreclosed Borrowers
October 25, 2016
Subprime No-Down-Payment Mortgages Surge, “Shadow Banks” Dominate
October 20, 2016
Bank of America Doubles Annual Commitment to $1 Billion for 3% Down Mortgages
October 04, 2016
CoreLogic US Home Prices Up 6.2% Year Over Year in August
September 30, 2016
C.A.R. 2017 California Housing Market Forecast
September 29, 2016
Low Down Payment Mortgages Becoming More Popular
September 27, 2016
California Year-to-Date Sales Down 3.4 Percent, Median Prices Up 4.8 Percent
September 23, 2016
MBA Task Force Proposes Loan Modification Program to Succeed HAMP
September 22, 2016
Chase Completes Settlement Obligation Ahead of Schedule
September 16, 2016
Ex-Wells Fargo Employee Reveals Secret Culture of Shocking Bank Practices
September 16, 2016
Streamline Home Affordable Mortgage Program Adds to Modificaiton in the 2nd Quarter
September 15, 2016
California Housing Market Loses Momentum in August as Affordability Crunch Stifles Home Sales
September 08, 2016
Wells Fargo Fined $185 Million for Creating 2 Million Fake Bank & Credit Card Accounts
August 29, 2016
How Much Income Do You Need to Buy the Median-Priced Home in the Top Housing Markets?
August 26, 2016
FHA Announces "Streamlined" Loss Mitigation Process for Mortgage Servicers
August 25, 2016
HARP Extended to September 2017; New HARP Program October 2017
August 17, 2016
Zillow: More than 10% of Homeowners Still Underwater
August 15, 2016
Fannie Mae Updates Foreclosure & Modification Servicing Guides
August 10, 2016
Affordability - Minimum Annual Income hits $101,217 to Purchase Median-Priced Home in California
August 04, 2016
CFPB Updates Mortgage Servicing Rules Regarding Foreclosure Protections
August 02, 2016
CoreLogic: US Home Prices Up 5.7% Year Over Year
July 27, 2016
U.S. Expands Crackdown on Secret Real Estate Buyers
July 26, 2016
Fannie Mae Making It Easier to Get a 3% Down Loan
July 25, 2016
Black Knight: House Price Index up 1.1% in May, Up 5.4% year-over-year
July 22, 2016
Median Price Hits 9-Year High, Up 6.3 Percent from June 2015
July 18, 2016
Counsel’s Corner: Are Loan Mod Lawsuits Just Stall Tactics?
July 15, 2016
FirstREX Will Provide Half Your Down Payment in Exchange for Future Appreciation
July 12, 2016
Foreclosures, Serious Delinquencies Nearing Decade Low
July 11, 2016
FHFA Clarifies Principal Reduction Eligibility
July 05, 2016
CoreLogic US Home Prices Up 5.9% Year-Over-Year
June 28, 2016
S&P/CASE-SHILLER Home Price Index Increased 5% Year-Over-Year
June 27, 2016
Black Knight Home Price Index Up 5.4% Year-Over-Year
June 24, 2016
Quicken Loans Offers 1% Down Purchase Loans
June 23, 2016
New Home Sales Decline 6%, Median Price Down 9.3%, Builders Offer Concessions
June 16, 2016
California May Sales Down 4.7 Percent Year-over-Year, Median Price Unchanged
June 15, 2016
FHFA: HAMP Borrowers Facing Resets?
June 14, 2016
CoreLogic Reports 37,000 Completed Foreclosures in April 2016
June 09, 2016
CoreLogic Reports 268,000 US Homeowners Regained Equity in the First Quarter of 2016
June 06, 2016
Number of Loan Modifications since 2007 Equals the Number of Liquidations
May 28, 2016
Chase Fulfills $3.9B of $4B RMBS Settlement Requirement
May 27, 2016
Chase Launches its Own 3% Down Payment Mortgage Program
May 26, 2016
Wells Fargo Partners with Fannie Mae & Self-Help to Launch "yourFirst" 3% Down Payment Mortgages
May 20, 2016
California Home Sales Off to Slowest Start Since 2008
May 10, 2016
Increase of Rental Units Contributing to California’s Tight Housing Inventory
May 09, 2016
Fannie & Freddie Mortgage Modification Interest Rate Drops to Record Low
May 07, 2016
Home Builders Say They Are Squeezed by Rising Compliance Costs
May 03, 2016
CoreLogic - Home Prices Up 6.7 Percent Year Over Year in March
April 23, 2016
Q1 2016 Market Report: Tight Inventory, Rapid Price Growth
April 22, 2016
S&P/Case-Shiller Home Price Increase Slows Down in February
April 21, 2016
Treasury Dept. Allocates Final $1 Billion to States Under Hardest Hit Fund
April 20, 2016
California AG Backs Expansion of Homeowners' Bill of Rights
April 15, 2016
Top Fifth of California Taxpayers Pay 90% of Income Taxes
April 14, 2016
FHFA Authorizes Principal Reduction for GSE Loans
April 13, 2016
The Affordability Crisis: What Happens When Millennials Can’t Afford to Buy Homes?
April 08, 2016
Chase CEO says Mortgage Business Almost Not Worth It
April 07, 2016
Freddie Mac Reports U.S. Mortgage Rates Hit Lowest Level in Over a Year
April 06, 2016
Wells Fargo Admits Deception in $1.2 Billion U.S. Mortgage Accord
April 05, 2016
CoreLogic US Home Prices Up 6.8% Year Over Year in February 2016
March 31, 2016
Servicers Need to Simplify Mods When Collateral Changes Hands
March 30, 2016
Mortgage Portfolios at the Largest Banks Continue to Decline
March 28, 2016
Black Knight Home Price Index Up 5.3 Percent Year-Over-Year
March 23, 2016
Decision on Principal Reduction for Fannie and Freddie Loans Expected in 30 Days.
March 22, 2016
FHFA: Home Prices Continue to Increase
March 18, 2016
HAMP: Managing Higher Payments After Interest Rate Resets
March 16, 2016
California February Home Sales Increase
March 11, 2016
HUD Scorecard Helping Struggling Homeowners
March 10, 2016
2016’s Property Taxes by State
March 06, 2016
Guidance on Termination of Making Home Affordable Program
March 03, 2016
Original NMS Servicers BofA, Chase, Citi, Wells Fargo Pass Final Test
March 01, 2016
CoreLogic - Home Prices Up 6.9% Year Over Year in January
February 24, 2016
Annual New Home Sales/Prices Fall For First Time Since 2014
February 23, 2016
Case Shiller Index Marginally Increased in December
February 22, 2016
Bank of America Now Offers 3% Down Mortgages Without Mortgage Insurance
February 19, 2016
Treasury Adds $2 Billion to Hardest Hit Fund, Extends Program to 2020
February 18, 2016
Banks Speeding Up Repossessions of Foreclosed Homes
February 17, 2016
Calif. Supreme Court Lets Borrowers Challenge Wrongful Foreclosures
February 16, 2016
CAR - January Home Sales and Price Report
February 11, 2016
4th Qtr California Housing Affordability
February 05, 2016
HSBC Reaches $601M Settlement Over Charges of 'Abusive Mortgage Practices'
February 03, 2016
Wells Fargo to Pay $1.2 Billion to Settle Claims It Made Reckless FHA Loans and Concealed Them
February 02, 2016
CoreLogic - Home Prices Up 6.3% Year Over Year in December 2015
January 21, 2016
Short Sellers Can't Be Sued for Balance of Debt, Court Rules
January 15, 2016
CAR - California Home Sales Increase in December After Temporary Setback in November
January 14, 2016
Goldman Sachs Reaches $5 billion Settlement Over Toxic Mortgage Bond Claims
January 13, 2016
1.1 Million U.S. Properties with Foreclosure Filings in 2015, Down 3 Percent From 2014
January 12, 2016
JPMorgan Chase Close to Fulfilling RMBS Settlement Obligation
January 11, 2016
Is HELOC Demand About to Skyrocket?
January 04, 2016
Black Knight - California Home Prices Pulling Back
December 30, 2015
Is Nationstar About to Completely Rebrand Itself?
December 29, 2015
Case-Shiller 5.2% Annual Price Increase Year-Over-Year for October
December 20, 2015
Servicers Count on Rate Hike to Improve Fortunes in 2016
December 18, 2015
New TRID Rules Depress Sales and Distort Median Prices - Real Property Report, November 2015
December 17, 2015
Settlement Monitor: All Mortgage Servicers Made the Grade
December 09, 2015
FHA Announces New Loan Limits To Take Effect January 1st
December 06, 2015
Consumers Aren’t Getting Fannie, Freddie 3% Down Mortgages
December 04, 2015
Administration Considering Extension of HAMP Servicing Rules
December 03, 2015
State Supreme Court Tosses Newhall Ranch Development’s Enviromental Report
December 02, 2015
Housing Bubble 2 in One Chart
December 01, 2015
CoreLogic - US Home Prices Up 6.8 Percent Year Over Year in October
November 25, 2015
C.A.R. Disappointed FHFA Not Increasing Conforming Loan Limits in 2016
November 24, 2015
S&P/Case Shiller Reports Home Prices Up 4.9% in September Year-Over-Year
November 23, 2015
FHFA Says House Price Index for 17th Consecutive Quarter
November 22, 2015
Existing Home Sales Decline 3.4% From September
November 20, 2015
National Mortgage Risk Indexfor Purchase Loans Continues to Increase
November 19, 2015
CoreLogic: Cash Sales on Track to Return to Pre-Crisis Level in 2017
November 18, 2015
December Deadline to Claim Independent Foreclosure Review Relief Funds
November 17, 2015
California Home Sales in October Down From September
November 12, 2015
NAR - Home Prices Sustain Steady Growth in Third Quarter
November 11, 2015
Nationstar Settles for $77 Million Over ‘Force Placed Insurance’
November 07, 2015
Nationstar Mortgage Holdings Records 3Q Loss
November 06, 2015
Bank of America at Halfway Mark in $7 billion Consumer Relief Settlement
November 05, 2015
Fannie, Freddie Lower Mod Interest Rate to 3.875%
November 04, 2015
Wells Fargo to Pay $81.6 million to Bankrupt U.S. Homeowners
November 03, 2015
CoreLogic - Home Prices Up 6.4 Percent Year Over Year
October 30, 2015
BofA Reaches $335 Million Settlement Over Mortgages, MERS
October 29, 2015
Ocwen Posts Big Loss, Erasing Profits for 2015
October 28, 2015
Case-Shiller National Index Up 4.7% year-over-year in August
October 27, 2015
Black Knight - Home Prices Up 5.6% Since January
October 26, 2015
New Home Sales Collapse 11.5% in September
October 23, 2015
Cash Sales Share Drops to 9-year Low
October 22, 2015
Ocwen Fails Four Servicing Tests But Makes Progress: Settlement Monitor
October 16, 2015
September Home Sales and Price Report
October 07, 2015
Black Knight: Cash-out Refis Up 68% Since 2Q 2014
October 06, 2015
CoreLogic - US Prices Up Almost 7 Percent From August 2014
October 05, 2015
Current First-Lien Mortgages Up to 93.8%
September 30, 2015
Chase is Close to Fulfilling Consumer Relief Obligation for RMBS Settlement
September 28, 2015
Case-Shiller: National House Price Index Increased 4.7% year-over-year in July
September 25, 2015
New Single Family Home Sales Totaled 45,000 for August
September 24, 2015
Ocwen Cutting 10% of U.S. Workforce
September 22, 2015
California Sales Stuck in Doldrums, Down 13.1 Percent from July
September 16, 2015
California Home Sales Slow in August C.A.R. Reports
September 15, 2015
Fannie Mae Drops Mortgage Modification Interest Rate to Lowest Level Ever
September 09, 2015
FED'S QE Timeline
September 04, 2015
Freddie Mac Joins Fannie Mae in Extending Foreclosure Timelines
September 03, 2015
Fannie Mae Raises Number of Allowable Days for Foreclosure Proceedings in 33 States
August 31, 2015
CoreLogic - National Home Prices Rose 6.9% Year Over Year in July 2015
August 26, 2015
Los Angeles and Orange County Home Prices up 6.3%, Outpacing National Average
August 25, 2015
New Home Sales Rise 5.4% In July. What?
August 24, 2015
Black Knight: House Price Index Up 0.9% in June, 5.1% Year-Over-Year
August 20, 2015
C.A.R. - California Home Prices Out of Reach for Most Buyers
August 11, 2015
2nd Qtr 2015 Housing Affordability Report
August 09, 2015
Can the Housing Recovery Survive Without Artificially Low Interest Rates?
August 04, 2015
CoreLogic: Home Prices Rose an Amazing 6.5% Annually in June
August 03, 2015
Chase Eases Lending Requirements for Jumbo Loans
July 31, 2015
Settlement Monitor: BofA Credited for $1.18B in Consumer Relief
July 30, 2015
Watchdog Claims the Treasury & Servicers Are Not Doing Enough on Loan Mods
July 29, 2015
CFPB Penalizes Texas-Based Servicer for Blocking Borrowers’ Efforts to Stop Foreclosure
July 28, 2015
Homeownership Rate Drops to 48-year Low
July 24, 2015
New Home Sales Decline in June. Previous Months Revised Lower
July 15, 2015
California Home Sales and Median Prices Jump in June
July 10, 2015
Fed Chair Yellen: “Expect to Raise the Federal Funds Rate Later this Year” Yeah, Right!
July 09, 2015
REO and Short Sales to Remain Elevated until 2017
July 08, 2015
Chase Credited with $3.3 Billion in Relief Toward $4 Billion Settlement Obligation
July 07, 2015
Fannie Mae Raising Mortgage Modification Interest Rate Yet Again
July 03, 2015
Housing Growth Expected to Slow For the Remainder of 2015
July 02, 2015
California Property Tax Values Increasing
July 01, 2015
RealtyTrac: All-Cash Sales at Lowest Since Late 2009
June 30, 2015
Lawmakers' Inaction Could Put Homeowners in Double Jeopardy
June 29, 2015
Citi Fails National Mortgage Settlement Loan Modification Metric
June 21, 2015
OCC Tightens Restrictions on JPM, Wells Over Mortgage Servicing
June 16, 2015
Housing Starts Historical Perspective
June 15, 2015
Judge Rules California Must Payback National Mortgage Settlement of $331 Million
June 12, 2015
Negative Equity Rate Falling, But 4 Million Borrowers May Be Trapped Underwater
June 10, 2015
30 Years of Trends in the Los Angeles / Orange County Real Estate Market
June 05, 2015
Fannie Mae Raising Mortgage Modification Interest Rate Again
June 04, 2015
Justice Department Readies New Bank Settlements
June 03, 2015
Average New Car Loan has Reached a Record 67 Months
June 02, 2015
CoreLogic: House Prices up 6.8% Year-over-year in April
June 01, 2015
Supreme Court Rules 2nd Mortgages on 'underwater' Homes Cannot be Voided in Chapter 7 Bankruptcy
May 27, 2015
Ocwen Closing Residential Servicing Operations in Houston
May 26, 2015
Freddie Mac Sells Third Non-Performing Loan Bundle of 2015
May 22, 2015
Debt Collection: How long before you can't be sued?
May 21, 2015
April Existing Home Sales Unexpectedly Fall
May 19, 2015
April California Home Sales Up 9.0 Percent from March
May 15, 2015
Delinquencies, Bankruptcies, Foreclosures Improve; Household Debt Still 6.5% Below Peak
May 12, 2015
First Quarter 2015 California Housing Affordability Increases to 34%
May 11, 2015
CoreLogic: Foreclosures Plummet 26% from March 2014
May 08, 2015
FHFA Announces Extension of HARP and HAMP Until the End of 2016
May 05, 2015
CoreLogic: House Prices up 5.9% Year-over-year in March
May 04, 2015
Black Knight: "Negative Equity Homes Shrink to Just Over 4 Million"
April 30, 2015
The Most Amazing Economic Chart in Western Civilization
April 29, 2015
Ocwen, Assurant to Pay $140 Million to Settle Force-Placed Insurance Suit
April 28, 2015
Homeownership Rate Falls to Lowest Level Since 1993
April 25, 2015
Homestead Exemption Won't Protect Owner from Nonjudicial Foreclosure
April 24, 2015
HUD Puts In New Protections For Struggling Homeowners
April 22, 2015
California Home Sales Jump 33.1% From February
April 21, 2015
FHFA House Price Index Nearly Flat for February
April 20, 2015
CFPB and FTC Fine Green Tree $63 million for Loan Servicing Abuses
April 17, 2015
Judge Rules Wells Fargo Breached Terms of 2010 Mortgage Settlement
April 16, 2015
Fed Buys $10.3 Billion of Mortgages, Sells $1.5 Billion in Current Week
April 15, 2015
CAR - California Housing Market Accelerates in March
April 14, 2015
Fannie Mae Launches First Time Homebuyer Assistance Program
April 10, 2015
66% of First Time Buyers Use Low Down Payment Mortgages
April 07, 2015
CoreLogic Reports National Homes Prices Rose by 5.6 Percent Year Over Year in February 2015
April 02, 2015
Fannie Mae Announces Sales of Non-Performing Loans
April 02, 2015
FICO Announces New Credit Program for Risky Borrowers
April 01, 2015
JPMorgan Chase Half Way to $4B Settlement Pay Out
March 30, 2015
Report: GSEs’ HAMP Modifications Perform Better Than Non-HAMP Mods
March 25, 2015
U.S. Home Prices Are Surging 13 Times Faster Than Wages
March 24, 2015
Wells Fargo Cutting 1,000 Mortgage Servicing Jobs
March 23, 2015
Supreme Court Hears Bank of America Case on Bankruptcy and Second Mortgages
March 20, 2015
Freddie Mac Selling $1 Billion of Loans in Largest Deal
March 19, 2015
National Foreclosure Key Metrics
March 18, 2015
GSEs to Offer Streamlined Modifications for Homeowners at Risk of Re-Default
March 17, 2015
Ocwen Selling $9.6 Billion Servicing Rights to Green Tree
March 16, 2015
JPMorgan Buying $45 Billion in Servicing Rights from Ocwen
March 11, 2015
Legislation to Extend Tax Relief to Distressed Homeowners Currently in House, Senate Committees
March 09, 2015
First Time and Repeat Foreclosure Starts at 12-Month High
March 07, 2015
U.S. Fed Buys $4.7 Billion of Mortgage Bonds
March 06, 2015
The One Chart You Need to Predict the Future
March 05, 2015
HARP Set to Expire in December 2015?
March 05, 2015
BofA's $8.5 Billion Mortgage Bond Settlement Wins Approval
March 04, 2015
How Many Underwater Homes Hold Risky Second-liens?
February 26, 2015
Why Loan Servicing Transfers Get Bungled
February 25, 2015
90-day Delinquencies Increasingly Ended in Foreclosure Last Month
February 23, 2015
Ocwen to Sell $9.8 Billion in Mortgage Service Rights to Nationstar
February 22, 2015
Mortgage Lending Gets Riskier for the Fifth Straight Month
February 21, 2015
Ocwen-Related RMBS Deals Were Just Hit with Major Downgrade
February 20, 2015
Keep Your Home California Delivered Less Than Half of $2 Billion Fed Housing Aid
February 19, 2015
Bay Area January Home Sales Slowest in Seven Years; Single-Digit Annual Price Gain
February 18, 2015
Bank of America Provides Nearly $9 Million in Consumer Relief Toward Settlement Obligation
February 17, 2015
California Home Sales Down in January
February 16, 2015
Southern California Home Sales Decline; Median Sale Price Still Up Year Over Year
February 13, 2015
$4.5 Billion in Nonperforming Loans, To Be Sold by Largest Banks
February 12, 2015
C.A.R. Reports 4th Quarter Housing Affordability at 31%
February 10, 2015
Five Servicers to Pay $123 Million to Service Members for Unlawful Foreclosures
February 10, 2015
Foreclosures Down 66 Percent From Peak, but Still Twice Normal
February 06, 2015
FHFA Considering Limited Principal Reduction
February 05, 2015
Ocwen CEO Expects Company’s Earnings To Take Q4 Hit After Ratings Downgrade
February 04, 2015
87% of Properties Qualify for Down Payment Assistance
February 03, 2015
S&P Reaches $1.5 Billion Deal with U.S. & States Over Crisis-Era Ratings
February 04, 2015
Bank of America to Cut Hundreds of Legacy Servicing Staff
February 02, 2015
REO Liquidations Continue to Top Short Sales for Higher Share of UPB Recovery
January 29, 2015
Homeownership Hits 20-year Low in 4Q 2014
January 28, 2015
Fed Stays 'Patient' but Rate Hikes Are Coming
January 28, 2015
Moody’s: FHA Premium Cut Will Increase Home Sales by 45,000 This Year
January 27, 2015
Watt Insists 3% Down Payment Loans Are Not Riskier
January 26, 2015
Can HAMP Borrowers Absorb Higher Payments When Mods Reset?
January 26, 2015
Black Knight Home Price Index up 4.5% Year-Over-Year
January 24, 2015
Ocwen sued by Mortgage Investors
January 23, 2015
Existing-Home Sales Finish 3 Percent Below 2013
January 23, 2015
Ocwen Settles California Compliance Dispute for $2.5 Million
January 22, 2015
Underwater Properties Decreasing as Equity Rises
January 21, 2015
S.&.P. to Pay Nearly $80 Million to Settle Fraud Cases
January 21, 2015
Nationstar Purchases $8.5 Billion Fannie, Freddie Servicing Portfolio
January 16, 2015
California Yearly Home Sales Down 11.4% Y-o-Y, Median Prices Unchanged Since May 2014
January 15, 2015
Cash Home Sales Continue Decline, Falling to 35.5%
January 13, 2015
California Threatens to Suspend Ocwen’s Mortgage License
January 12, 2015
Appraisers Worry New Fannie Mae Program Could Bust Deals
January 08, 2015
Lower FHA Insurance Premiums Start in February
January 06, 2015
CoreLogic: Home Prices Continue to Moderate
December 30, 2014
Foreclosures Falling, But Delinquency Rate Climbing
December 29, 2014
Mortgage Debt Forgiveness Act Signed into Law
December 26, 2014
Distressed Outlook: Big Banks Continue to Whittle Down Legacy Loans
December 23, 2014
Ocwen CEO Unveils Company’s New Direction
December 22, 2014
NYDFS Lists Ocwen's Wrongdoings
December 21, 2014
How a Memo Cost Big Banks $37 Billion
December 18, 2014
Ocwen Accused of Stalling Short Sales
December 17, 2014
California Real Estate Sales Slow
December 09, 2014
Cash Sales Still Almost 35% of Sales Even as Share Declines
December 08, 2014
Fannie & Freddie Detail New 3% Down Payment Offerings
December 06, 2014
FHA Loan Limits Will Not Change for 2015
December 05, 2014
Mortgage Debt Forgiveness Act One-Year Extension Passes in House
December 04, 2014
Treasury To Double Housing Assistance Payments By $5,000
December 03, 2014
$89 Billion: The Principal Reduction Price Tag to Save American Homeowners
November 28, 2014
$16.65 billion BofA Settlement Gets Green Light
November 26, 2014
Top 400 Taxpayers Paid as Much as the Bottom 50%
November 25, 2014
FHFA Will Allow Some Foreclosed Owners to Repurchase Homes at Market Value
November 24, 2014
FHFA to Retain Higher Loan Limits for 2015
November 19, 2014
U.S. Justice Dept Collects Record $24 Billion in Penalties in Fiscal 2014
November 15, 2014
Wells $39 billion Servicing Sale to Ocwen Has Been Terminated
November 14, 2014
California October Home Sales Up 1% from October 2013
November 13, 2014
San Francisco Bay Area Home Sales Edge Higher; Price Growth Ratchets Down Again
November 12, 2014
Southern California Home Sales Dip To 3-Year Low; Smaller Year-Over-Year Gain for Median Sale Price
November 10, 2014
Bank of America, Citigroup Said to Sell Soured Home Loans
November 07, 2014
BofA Asks SEC for Relief in $16 billion Settlement
November 06, 2014
Mel Watt, Says Lower Mortgage Down Payments Come with a Catch
November 05, 2014
C.A.R. Reports 3rd Qtr Housing Affordability Unchanged
November 04, 2014
CoreLogic Reports Home Prices Rose by 5.6 Percent Year Over Year in September 2014
November 03, 2014
Judge Slashes Jury Award to Delinquent Homeowner to $158,000 from $16 Million.
October 29, 2014
Greenspan Worried About Future of Monetary Policy
October 28, 2014
U.S. Homeownership Rate Falls to 20-year Low
October 27, 2014
S&P Case-Shiller: Home-price Growth Continues to Slow
October 26, 2014
Ocwen Posts Open Letter and Apology to Borrowers
October 24, 2014
Black Knight: Foreclosure Inventory Lowest Since February 2008
October 21, 2014
S&P/Experian: Default Rates Increase Two Consecutive Months
October 20, 2014
Fannie and Freddie Boss says, “Here Comes 3% Down Payments”
October 18, 2014
C.A.R. Projects for 2015 - Home Sales to Rise Modestly and Home Prices to Flatten Out
October 17, 2014
California Foreclosure Starts Continue to Decline
October 16, 2014
Quarterly Foreclosure Rate Rises for 1st Time in 3 Years
October 13, 2014
So-Cal Home Sales Edge Higher; Price Growth Slows
October 09, 2014
HELOCs up 20.6% year-over-year
October 07, 2014
Fannie Mae to Raise Modification Interest Rate October 14th
October 06, 2014
CoreLogic - Home Prices Up by 6.4% Year Over Year in August
October 02, 2014
Freddie Mac Serious Delinquency Rate Below 2% in August, Lowest Since January 2009
September 25, 2014
CoreLogic Reports 946,000 Residential Properties Regained 1 Trillion Dollars in Total Equity in Q2 2014
September 22, 2014
Existing-Home Sales Slightly Lose Momentum in August as Investor Activity Declines
September 20, 2014
Analyst Predicts Home Price Decline In Report to White House
September 18, 2014
August Sales Down 13.5%, Median Prices Fall in Half of California’s Largest 26 Counties
September 15, 2014
California's Home Equity Sales Contract Act Revisited
September 11, 2014
Credit Card Debt Nearing "Tipping Point"
September 10, 2014
Fannie Mae Updates Minimum Wait Periods
September 09, 2014
Improved Monthly Case-Shiller Shows Housing Recovery Weaker than Thought
September 05, 2014
Reuters Poll: Wall Street Sees U.S. Rate Hike in Second Quarter 2015
September 04, 2014
NAR Predicts Modest Price Appreciation Over Next 12 Months
September 03, 2014
10% of SoCal Homeowners Still Underwater Despite Increase in Home Prices
September 02, 2014
Case-Shiller Housing Data: % Off Highs & Lows
August 26, 2014
Widespread Slowdown in Home Price Gains
August 25, 2014
Home Price Gains Decelerating
August 23, 2014
Goldman Sachs and FHFA Settle for $1.2 Billion
August 22, 2014
The Schizophrenic US Housing Market In One Chart
August 22, 2014
Homeowner Help Remains Elusive in $16.5bn Bank of America Fine
August 22, 2014
Why Bank of America Deal Might Not Cost It $17B
August 21, 2014
BofA to Pay $16.7 Billion to End U.S. Mortgage Probes
August 20, 2014
Former Wells Fargo CEO Calls BofA Fine “Extortion”
August 19, 2014
5th Circuit U.S. Court of Appeals Affirms MERS Authority
August 16, 2014
Investors Profit From Nonperforming Mortgages
August 15, 2014
How The Big Banks Got “Fixed”: $110 Billion In Settlements And Still Rising
August 14, 2014
How a $600 Servicing Error Snowballed into a $16M Jury Verdict
August 13, 2014
C.A.R. - 2nd Qtr Housing Affordability Declines Statewide and in 19 of 26 California Counties
August 12, 2014
Southland Home Sales Fall Yr/Yr Again; Prices Rise at Slower Pace
August 11, 2014
California Home Sales Fall Yr/Yr
August 10, 2014
U.S. Sales Increase for Defaulted Mortgages
August 08, 2014
Why FICO’s New Credit Model Won’t Boost Your Score
August 06, 2014
CoreLogic: House Prices up 7.5% Year-over-year in June
August 05, 2014
Federal Debt Up to $153,671 per Household
August 01, 2014
Trustees to Accept $4.5 billion JPMorgan Settlement
July 31, 2014
Bank of America’s Countrywide Ordered to Pay $1.3 Billion
July 30, 2014
U.S. Home Prices Down in May, But Consumer Confidence Strong
July 30, 2014
New Fannie Mae Guideline Increase Waiting Period to 4 Years
July 28, 2014
U.S. Lawsuit Against S&P Mortgage Bond Ratings Pre-2008 Could Begin in September 2015
July 27, 2014
The Real Reason Fannie and Freddie Don't Do Principal Modifications
July 26, 2014
Goldman Settlement with FHFA Could Reach $1.25 Billion
July 25, 2014
Blackstone Said to Prepare $700 Million Sale of Home Debt
July 24, 2014
New Home Sales Post Biggest Drop in Almost a Year
July 22, 2014
CA Homeowner Awarded $16 Million Mortgage Settlement
July 21, 2014
Governor Signs AB 1393 Extending Tax Relief Through 2013
July 21, 2014
Two Bank of America Merrill Lynch Analysts Predict Home Prices to Level Off and Reverse Course Within 2 Years
July 18, 2014
California Foreclosure Starts Lowest Since 2005
July 17, 2014
BofA’s $30B Litigation Problem is Getting Worse
July 17, 2014
Calif. Appeals Court Upholds Dismissal of MERS Wrongful Foreclosure Suit
July 16, 2014
Double-Digit Monthly Gains in Median Home Prices - Likely a Thing of the Past
July 15, 2014
California Receiving $200 million in Citi Settlement
July 11, 2014
Housing Bubble 2.0: Chinese Cash Floods The Upper-End
July 09, 2014
Citigroup Nears $7 Billion Deal to Resolve Mortgage Probe
July 07, 2014
Housing Market is a 'Crapshoot'
July 6, 2014
California Homeowners Finally Get Tax Relief for Mortgage Debt Forgiven in 2013
July 03, 2014
Black Knight – 5.62% of Mortgages Delinquent in May
July 02, 2014
SunTrust Pays $320M to Resolve HAMP Violations
July 01, 2014
Chase’s Fraudulent Foreclosure: Court Finds for Plaintiffs
June 27, 2014
OCC: Foreclosures Cut by Half from Last Year
June 26, 2014
Obama Administration Expands Subsidies for Rental Housing, Extends MHA to December 2016
June 25, 2014
Bank of America Lays Off 540 More in Charlotte
June 24, 2014
It's Official: Mortgage Rates Lower Than 2013
June 23, 2014
New Home Sales Soar To Reach 1991 Housing Depression Low
June 22, 2014
Case-Shiller, FHFA Agree House Appreciation Slowing
June 18, 2014
BlackRock, Pimco Sue Over Billions in Mortgage Securities Losses
June 10, 2014
California's Recovery? The Truth Behind the Facade
June 05, 2014
Bank of America Could Pay at $12 billion to Settle Probes
June 04, 2014
12.7 percent of Homes Have Negative Equity
June 03, 2014
Fannie Mae Widens Unemployment Forbearance Powers for Mortgage Servicers
June 02, 2014
Black Knight: 2 Million Borrowers Face Rate Resets
May 29, 2014
Fannie Mae Expands HomePath for Short Sales Website
May 28, 2014
With Decline in Foreclosures, CoreLogic Sees End in Sight
May 26, 2014
C.A.R. Reports First Quarter Housing Affordability Index
May 25, 2014
Black Knight: Home Prices Up 1% in March Just 12.8% Off 2006 Peak
May 23, 2014
Wells Fargo Settles Another Robosigning Lawsuit
May 20, 2014
April Home Sales Gain But Year-to-Date Sales Lowest Since 2008
May 19, 2014
Lawsky: Our Fight Against Nonbanks is Just Beginning
May 15, 2014
C.A.R. Releases April Sales and Price Report
May 14, 2014
Green Tree Fails 8 Servicing Compliance Tests
May 13, 2014
Foreclosure Activity Continues to Wind Down
May 13, 2014
Mel Watt Outlines Course Correction for Fannie and Freddie
May 08, 2014
All-Cash Home Sales Hit New High as Mortgage Rates Fall to 2014 Low
May 05, 2014
California Real Estate Recovery Means Higher Property Taxes for Many
May 03, 2014
Supplemental Directive 14-02 Revises HAMP Tier 2 Loan Modification Program
April 30, 2014
CoreLogic: Foreclosed Homes Cut by More Than One Third
April 29, 2014
Homeownership Hits Lowest Level Since June 1995
April 28, 2014
Home Prices Continue Higher, Some States Above Pre-Crisis Peaks
April 25, 2014
Bank of America Faces Massive $13 Billion RMBS Claim
April 23, 2014
New Home Sales Tank; Inventories and Prices Surge
April 21, 2014
Wells Fargo Can't Keep Alleged Bogus Foreclosure Manual Out of Court
April 17, 2014
March Home Sales and Price Report
April 14, 2014
Lenders Adapt to the Homeowner Bill of Rights
April 13, 2014
Housing industry asks $5 trillion question: “Where is Mel Watt?”
April 11, 2014
Mortgage Pipeline is Drying Up
April 04, 2014
1 in 3 Homes for Sale are Unaffordable
April 03, 2014
Foreclosures Slow But Still Problems Persist
April 02, 2014
Loan Modifications Stay Steady as Short Sales Dry Up
March 26, 2014
Trulia's Bubble Watch: Overvalued Local Markets
March 25, 2014
S&P/Case-Shiller - Pace of Home Price Gains Slow
March 21, 2014
Bank of America Finds the Housing Recovery Hard to Believe
March 19, 2014
Just 83,000 Homeowners Get First-Lien Principal Reductions from National Mortgage Settlement
March 17, 2014
Did Wells Fargo Create Bogus Foreclosure Document Manual?
March 14, 2014
Debt Exceeds $100 Trillion as Governments Binge
March 13, 2014
California February Home Sales Down 10% from Feb. 2013
March 12, 2014
Southern California February Home Sales Lowest Since 2008
March 10, 2014
HAMP Mods: Mortgage Rates Will Increase by 1%
March 06, 2014
CoreLogic Reports Home Prices Rise by 12 Percent Year Over Year in January
March 04, 2014
PNC Under Investigation for FHA, Fannie, Freddie Mortgages
March 03, 2014
Ocwen Plans $2 Billion in Mortgage Principal Reduction
February 28, 2014
1 in 5 Homeowners Still Underwater at Year’s End
February 20, 2014
Delinquency and Foreclosure Rates Decline to Lowest Level in Six Years
February 19, 2014
In 2013 The Fed Bought 150% More Treasurys Than All Foreigners Combined
February 13, 2014
California January Home Sales Down
February 12, 2014
C.A.R. Reports Fourth Quarter Housing Affordability
February 11, 2014
Southland Home Sales Drop in January; Price Picture Mixed
February 10, 2014
Housing Scorecard: Homeowner Equity up $3.4 Trillion
February 07, 2014
HARP - 3 Million Refis and Counting
February 04, 2014
Home Prices at Boom Levels in 2013
February 02, 2014
Judge Puts Approval of BofA's $8.5 Billion Mortgage Settlement on Hold
February 01, 2014
Fitch: Positive Equity Doesn't Prevent All U.S. Foreclosures
January 31, 2014
N.Y. Judge OKs $8.5B Bank of America Settlement
January 28, 2014
Foreclosures Down 24% in 2013
January 24, 2014
December 2013 Pending and Distressed Home Sales
January 21, 2014
California Foreclosure Starts Dip to Eight-Year Low
January 17, 2014
December 2013 Sales Fell 18.4 Percent from December 2012
January 14, 2014
DataQuick - Southland December Home Sales at Six-Year Low; Median Price Jumps
January 13, 2014
Bill Seeks to Extend Federal Tax Exemption for Forgiven Mortgage Debt
January 09, 2014
Foreclosure Pipeline Drains Out
January 08, 2014
9.3 Million U.S. Residential Properties Are Underwater
January 06, 2014
Clarification of LA Times Mortgage Debt Forgiveness Article
December 28, 2013
Zillow Home Value Forecast for November 2014
December 22, 2013
Mortgage Debt Relief Act Not Voted On
December 19, 2013
Fed's Assets Top $4 Trillion
December 18, 2013
Ocwen to Settle - Offers $2B in Consumer Relief
December 17, 2013
6.4M Borrowers Remain Underwater Despite Rising Home Prices
December 15, 2013
Bloomberg: Outside Agency Stymied Homeowner Loss Mit Attempts
December 14, 2013
Short Sales through NationStar and Auction.com
December 11, 2013
California Coastal Housing Unaffordable Again
December 10, 2013
West Is Best For Healthiest Housing Markets
December 09, 2013
Foreclosures, Foreclosure Inventory, Serious Delinquencies All Falling
December 05, 2013
IRS and CA Franchise Tax Board Clarify Mortgage Debt
December 04, 2013
Banks Fail Seven Servicing Compliance Tests, but Pass Most Benchmarks
November 27, 2013
Foreclosure Relief Funds Aren't Getting to Borrowers
November 26, 2013
Foreclosure Auction and REO Sales Picked up Pace in October
November 25, 2013
U.S. Negative Equity Rate Falls at Fastest Pace Ever in Q3
November 22, 2013
LPS: Foreclosure Inventory Hits Lowest Level Since 2008
November 20, 2013
Housing Sales Drop: Worrisome Signs in the West
November 19, 2013
It's Official: JPMorgan Signs $13B Settlement
November 17, 2013
IRS Letter To Senator Boxer On Short Sales Not Good News For Everybody
November 12, 2013
California Foreclosures Post Slight Gains in October
November 08, 2013
Mortgage Delinquencies Hit Five-Year Low
November 07, 2013
California Homes Now Affordable to Only 1/3
November 05, 2013
Banks Offering Mortgages with Only 5% Down Payments
November 01, 2013
Keep Your Home California Revises Rules
October 31, 2013
HAMP's Redefault Rate at 27% and Likely to Rise
October 30, 2013
49.5 % of California Homes Sold Above List Price in 2013
October 28, 2013
S&P/Case-Shiller: Home prices rose 12.8% Annually in August
October 26, 2013
US Bank Fines = $95 Billion Dollars
October 24, 2013
Number of U.S. Mortgages Going Unpaid = 4,594,000
October 20, 2013
WSJ reports J.P. Morgan Reaches $13 Billion Tentative Deal with Justice Department
October 17, 2013
California Foreclosure Activity Hits Seven-year Low
October 16, 2013
BofA Outpaces Other Banks in Mortgage Settlement Compliance
October 09, 2013
C.A.R. Releases its 2014 California Housing Market Forecast
October 08, 2013
Completed Foreclosures Fall 34%
October 03, 2013
Bank of America Shrinks its Delinquent Loan Portfolio
September 26, 2013
LPS Reports Mortgage Delinquencies Down 10%
September 25, 2013
$25 Billion Mortgage Settlement Allotted Only 20% to Forgiveness of First-Mortgage Principal
September 16, 2013
CAR Confirms August Home Sales Lower Than July
September 16, 2013
CAR Confirms August Home Sales Lower Than July
September 13, 2013
BofA 8.5 Billion Settlement in Dispute
September 12, 2013
Wells Fargo Looks to Sell $41 Billion in MSRs
September 09, 2013
Trust Your Mortgage Servicer? Maybe You Shouldn't
September 07, 2013
Chapter 7 Bankruptcy Secret!
September 05, 2013
U.S. Judge Rejects BofA Mortgage Modification Class Action
September 04, 2013
Court Dismisses HAMP Lawsuit Against Ocwen
September 03, 2013
Foreclosure Starts Plummet to Six Year Low
August 29, 2013
C.A.R. Urges Passage of Bill to Help Underwater Homeowners
August 28, 2013
Despite Rising Home Values, Millions Still Underwater
August 24, 2013
San Fernando Valley Home Prices Soar, Foreclosure Activity Falls
August 23, 2013
Banks Report $51 Billion in Consumer Relief in Mortgage Settlement
August 22, 2013
Wells Fargo Reports on National Mortgage Settlement Activity, Provides $4.4 billion
August 15, 2013
FHA - Borrowers Can Qualify In Just One Year After Foreclosure, Short Sale, or Bankruptcy
August 14, 2013
California Housing Recovery Continues Full Throttle in July
August 12, 2013
C.A.R. Affordability Index Drops to 36%
August 09, 2013
Appeals Court Rules Against Wells Fargo in HAMP Case
August 08, 2013
Mortgage Delinquencies, Foreclosures Continue to Drop
August 07, 2013
JPMorgan Chase’s Lawsuit and Fine Costs Since 2011
August 06, 2013
Asking Prices Down for First Time Since November 2012
August 02, 2013
Ocwen Profit Grows as Firm Remains Focused on MSR Activity
August 01, 2013
CoreLogic Case-Shiller Indices Register 10.2% Annual Gain in Q1
July 27, 2013
GMAC to Pay $230M in Foreclosure Settlement Deal
July 26, 2013
Ocwen Buying $78 Billion of Loans From IndyMac
July 25, 2013
Report: Bank of America, Wells Fargo Received Incentives But Mortgages Redefaulted
July 24, 2013
Fewer California Homes Sell as Distressed Properties
July 24, 2013
Report: 26% of HAMP Borrowers Redefaulted, Rate Continues to Worsen
July 23, 2013
California Foreclosure Starts Up From First Quarter
July 18, 2013
California June Home Sales: Total Sales Down, Conventional Sales Up, Foreclosures Lowest Since August 2007
July 12, 2013
BofA Rejects Ex-workers' Claims on How it Treats Troubled Homeowners
July 10, 2013
Foreclosure Filings Hit Six-and-a-Half-Year Low in June
July 03, 2013
Nationstar's Servicing Portfolio Increases to 1.1 Million Loans
July 01, 2013
CoreLogic: House Prices up 12.2% Year-over-year in May
June 30, 2013
Citi to Pay Fannie Mae $968M in Repurchase Claim Agreement
June 27, 2013
Congressional Report - FHA Bailout as Much as $115 Billion
June 26, 2013
Los Angeles Area Foreclosure Rates Decline in April
June 24, 2013
REO Sales in California Are at the Lowest Level in Six Years
June 21, 2013
Completed Modifications under the Home Affordable Modification Program (HAMP) were 11,966 Nationwide for April.
June 20, 2013
California State Senate passes SB30 Tax Relief Bill
June 19, 2013
Bank Watchdog Cites Missteps In Mortgage Process
June 14, 2013
Former Bank of America Workers Allege it Lied to Home Owners
June 12, 2013
Foreclosure Sales in West Down in May; Likely to Increase in June
June 10, 2013
Ocwen Agrees to Buy $78B in MSRs from OneWest
June 05, 2013
Fannie Mae Announces New Effort to Streamline Short Sale Process
June 05, 2013
Fannie Mae Announces New Effort to Streamline Short Sale Process
May 30, 2013
Making Home Affordable Mortgage-Modification Program Extended Through 2015
May 25, 2013
New Home Sales at Seasonally Adjusted Annual Rate of 454,000 in April
May 24, 2013
Millions of Above-Water Borrowers Lack Enough Equity to Move
May 23, 2013
Amendment Holds SB 30 Hostage to Passage of SB 391
May 22, 2013
BofA, JPMorgan say Fulfilled Mortgage Settlement Terms, Wells Fargo at 90% while Citigroup Declines to Quantify its Progress.
May 21, 2013
Mortgage Settlement Monitor Reports Consumer Relief Data
May 17, 2013
Senator on a Mission to Change the Way Short Sales Affect Credit Reporting
May 16, 2013
California Continues to Gain Steam
May 13, 2013
Freddie Mac Makes New Simplified Mod Program Available Immediately
May 10, 2013
Chapter 13 Bankruptcy: How it Works
May 09, 2013
Foreclosure Activity at Six-Year Low in April: RealtyTrac
May 07, 2013
March Home Prices Make Biggest Yearly Gain in 7 Years
May 06, 2013
LPS: Homeowner Bill of Rights Slows California Foreclosure Sales
May 03, 2013
OCC: Completed Foreclosure Review Payouts Reach $1.7 billion
May 02, 2013
FHA's Solvency Plan Isn't Fair
April 26, 2013
Can I Get a Home Loan After a Short Sale?
April 24, 2013
Despite Improvement in Loan-Mod Defaults, Report Raises Alarms
April 23, 2013
Q1 California Foreclosure Starts Lowest Since Late 2005
April 17, 2013
Southland Median Home Sale Price Climbs Again
April 15, 2013
HARP Extension to 2015 will Keep QE3 Afloat
April 12, 2013
HARP Refinance Program Extended Until 2015
April 11, 2013
RealtyTrac: Foreclosure Activity Falls to Lowest Level Since 2007
April 09, 2013
White House Announces New Foreclosure Prevention Efforts
March 27, 2013
Fannie Mae, Freddie Mac to Offer Streamlined Loan Modifications
March 22, 2013
Changes to California’s Principal Reduction Program Attract 60 Mortgage Servicers
March 15, 2013
California Foreclosure Uptick Doesn't Indicate Long-term Trend
March 13, 2013
HARP Surpasses 2012 Estimates on Homeowner Refinances
March 12, 2013
Top Ten Foreclosing Banks
March 10, 2013
Bank Of America's Mortgage Tab: $42B And Counting
March 07, 2013
Bank of America Investors Grill CFO at Dinner
February 28, 2013
Foreclosure, Short Sales are 43% of U.S. Home Sales in 2012
February 28, 2013
The More Short Sales Done in Mortgage Settlement, the Better
February 27, 2013
BofA's $8.5 Billion Mortgage Bond Settlement Gears Up for Hearing
February 21, 2013
U.S. Banks Write Down $19 Billion Under Settlement
February 18, 2013
California Inventory Continues to Diminish as Foreclosure Activity Falls
February 16, 2013
Ally's Mortgage Units Exceed Consumer-Relief Obligations Under Mortgage Settlement
February 12, 2013
National Mortgage Loan Delinquency Rate Drops Nearly 14% in 2012
February 10, 2013
Administration Reports on Mods, Foreclosures in January
February 06, 2013
Record Number of California Homes Bought with Cash
January 23, 2013
California: Foreclosure Starts Lowest Since 2006
January 19, 2013
HSBC to Pay $249M in Foreclosure Settlement
January 16, 2013
Consumer Financial Protection Bureau Issues New Mortgage and Foreclosure Procedures for 2014
January 12, 2013
Short Sales in California Surpass Sales of Foreclosed Homes
January 09, 2013
C.A.R. Sponsors CA Bill to Help Underwater Homeowners
January 08, 2013
U.S. Banks to Pay $8.5 Billion to End Foreclosure Reviews
January 07, 2013
Bank of America in $10 Billion Settlement with Fannie Mae
January 03, 2013
Mortgage Debt Relief Extended Through 2013
December 31, 2012
Ocwen Finalizes Acquisition of Homeward Residential
December 31, 2012
Major Banks Close to 10 Billion Settlement on Past Abuses in Home Loans
December 23, 2012
Foreclosure Funds Slow to Get to Homeowners
December 21, 2012
TransUnion Projects Drop in Delinquencies, but Rate Remains High
December 19, 2012
Bank of America Delinquent Mortgage Loans Mean Losses
December 14, 2012
Home Seizures Rise as Banks Adjust to Foreclosure Flow
December 12, 2012
More Year-Over-Year Gains for Southland Home Sales and Prices
December 11, 2012
Wells Fargo Settlement Over 'pick-a-pay' Home Loans is Challenged
December 07, 2012
New Foreclosures Plummet, but Fall Is Temporary
December 04, 2012
Fannie Mae Announces New Deed-in-Lieu Requirements
December 01, 2012
California State Bar RECENT Decision to Cause More Harm to Homeowners in Foreclosure
November 22, 2012
Most Aid from Mortgage Settlement in State Going to Short Sales
November 19, 2012
IRS Will Accept an Electronic Version of the 4506T Form in 2013
November 14, 2012
BofA Reaches $15.8B in Mortgage Relief Under Settlement Terms
November 13, 2012
Southland Home Sales, Median Price Rise Above Year Ago
November 07, 2012
Obama Re-Election - No Major Housing Change?
October 31, 2012
Freddie & Fannie Reach Short Sale Agreements with Mortgage Insurers
October 22, 2012
LPS: Delinquency Rate Increases in September
October 17, 2012
California Foreclosure Activity Reaches 5-year Low
October 10, 2012
California Hands Trial Lawyers 'Nuclear Weapon' to Use Against Mortgage Industry
October 05, 2012
Ocwen to Buy Homeward Residential for $750 Million
October 02, 2012
Nevada Supreme Court Unanimous Decision Sides with Banks Regarding MERS
October 01, 2012
Bank of America to Extinguish up to 150,000 Second Liens
September 28, 2012
Clock Ticking on Mortgage Forgiveness Debt Relief Act
September 26, 2012
Final California Homeowners' Rights Bills Signed into Law
September 21, 2012
Investors Raise $8 billion for REOs
September 12, 2012
MERS Has Cleaned Up Its Act, Chief Says
September 06, 2012
Redefaults on Private Modifications Cut by More Than Half
August 31, 2012
Five Questions: Will I Owe Taxes on Forgiven Mortgage Debt?
August 30, 2012
Final Homeowners' Rights Bills Pass in California Legislature
August 29, 2012
Banks Provide $10.5 Billion Under AG Foreclosure Settlement
August 20, 2012
FHFA Streamlines Short Sale Process for Fannie Mae and Freddie Mac
August 06, 2012
HAMP Trials at Lowest Level Since Program Started
August 03, 2012
HAFA Short Sales Pick Up Slightly After Rules Eased
July 31, 2012
FHFA Refuses Principal Reduction for Fannie, Freddie
July 25, 2012
Less Than 10% of TARP Housing Money Spent
July 19, 2012
Why Drop in Foreclosures Is Bad for Housing Market
July 16, 2012
Ocwen Shared Appreciation Program Slashes Average Mortgage by $75k+
July 13, 2012
New Foreclosures Jump 9% in Second Quarter
July 11, 2012
Homeowner Bill of Rights Signed into Law
June 29, 2012
Bank Of America-Countrywide Merger Cost BofA $40 Billion
June 27, 2012
Servicers Cut Principal on 10% of Mortgage Mods, Numbers Expected to Rise
June 26, 2012
California Homeowner Bill of Rights Provisions Pass Committee
June 22, 2012
Mortgage-Debt Forgiveness Preventing Foreclosures
June 15, 2012
Nationstar Closes on $16 Billion in Aurora Servicing
June 04, 2012
Freddie Mac Announces Lower Modification Interest Rate
May 24, 2012
Zillow Says Negative Equity More Widespread Than Previously Thought
May 18, 2012
Foreclosed Americans Find Way Back to Homeownership
May 15, 2012
Bank of America Offering up to $30,000 for Short Sales
May 08, 2012
Bank of America Offers Principal Reductions to 200,000 Homeowners
May 07, 2012
California Pushes Write-Downs Under Obama Program
May 01, 2012
Plot Thickens on Mortgage Write-Down Debate
April 24, 2012
Maybe No Housing Rebound for a Generation: Shiller
April 23, 2012
California Foreclosures Plummet 17.6% in 1Q
April 19, 2012
Mortgage Repurchase Progress Slows at Bank of America
April 12, 2012
Inspector General Hits Obama Admin’s 'Hardest Hit' Housing Program
April 10, 2012
What the Foreclosure Settlement Means for You
April 06, 2012
Federal Judge Approves $25 Billion Mortgage Pact
April 03, 2012
Judge Rules in Favor of Pension Funds Sueing Bank of NY Mellon handling of Countrywide Loans
March 29, 2012
Proposed Bill extends Mortgage Debt Relief Act of 2007
March 28, 2012
Sheila Bair Told Administration Its Housing Programs Would Bomb
March 23, 2012
Negative Equity Gap Nears $4 trillion from Historical LTV Ratios
March 22, 2012
BofA will launch Pilot “Owner to Renter” Program but Not in California
March 21, 2012
Debrunner v. Deutsche Decision: Foreclosure OK Without Note
March 17, 2012
California's Jobless Homeowners to Get Benefits Mailing
March 16, 2012
First and Second Lien Holders to Share Losses Through 25 Billion Settlement
March 13, 2012
New KnowEquity When Calculator – Forcasts When Your Mortgage Will No Longer Be Underwater
March 12, 2012
$25 billion Settlement Filed in Federal Court
March 12, 2012
Home Repossessions Set to Jump in 2012
March 12, 2012
The Legal Lie at the Heart of the $8.5 Billion Bank of America and Federal/State Mortgage Settlements
March 08, 2012
BofA in Side Deal Will Reduce Mortgage Balances
March 06, 2012
Fitch Sees Home Prices as Overvalued with Potential for Another 9.1% Drop
March 05, 2012
Revised HAMP Program Will Modify Investor Owned Homes Starting In May
March 04, 2012
500,000 Borrowers May Qualify for Principal Reduction Under the Mortgage Settlement
March 02, 2012
CoreLogic Reports Negative Equity Increase in Q4 2011
March 01, 2012
2011 U.S. Foreclosure Sales Report: Shifting Toward Short Sales
February 29, 2012
$26 Billion Housing Settlement Details Due Out This Week
February 28, 2012
Case-Shiller: Home Prices Back to 2003 Levels
February 27, 2012
FHFA: Tremendous Interest in New HARP II Refinance Program
February 24, 2012
Employees at Wells Fargo Receive Pay Incentives for Loan Modifications
February 20, 2012
Treasury Increases Incentives for Principal Reductions
February 20, 2012
The Other Foreclosure Settlement: Millions of Homeowners Eligible
February 17, 2012
Home Sales Up Slightly in California but Median Price Falls
February 14, 2012
CA Attorney General Didn’t Give All the Mortgage Fix Numbers
February 10, 2012
U.S. Resolves Claims Against BofA Through $1 Billion Settlement
February 09, 2012
Wells Fargo to Start $5.3 billion Foreclosure Settlement Relief in March
February 08, 2012
Mortgage Insurers Give Fannie Mae Permission To Speed Up Short Sale Timelines
February 02, 2012
Treasury, FHA to Let Borrowers Appeal Mortgage Servicer Actions
February 01, 2012
Obama's Mortgage Refi Plan to Go Through FHA
January 31, 2012
Home Prices Continued to Decline in November 2011 to New Post-Bubble Lows
January 27, 2012
Administration Revamps HAMP to Reach More Borrowers
January 25, 2012
Calif. Refuses To Sign Foreclosure Deal With Banks
January 23, 2012
DeMarco: Principal Write-Downs Expensive, Benefits Uncertain
January 09, 2012
Servicers Modify Nearly Half of HAMP Eligible Second Liens
January 06, 2012
Freddie Mac Now Permits Up To 12 Months Forbearance To Unemployed Borrowers
January 04, 2012
Office of the Comptroller of the Currency Publicizes Independent Foreclosure Reviews
January 03, 2012
Home Prices Corrected for Inflation at 2001 Levels
December 30, 2011
10th Circuit Court of Appeals Says MERS has Authority to Foreclose
December 23, 2011
Strategic Defaulters Influenced by Social Persuasion: Study
December 21, 2011
Mortgage Redefaults Fall in Third Quarter After Larger Payment Reductions
December 20, 2011
Experts Continue to See Long Road Ahead in Housing Recovery
December 15, 2011
Scheduled Foreclosure Auctions Soar in California
December 07, 2011
Mortgage Modifications Wind Down As Foreclosures Heat Up
December 04, 2011
Home Prices Will Continue To Plunge, And 2013 Will Be The Worst Year For Foreclosures In History
December 03, 2011
Have You Heard About The 16 Trillion Dollar Bailout The Federal Reserve Handed To The Too Big To Fail Banks?
December 01, 2011
Wells Fargo Says California's Economy in flux Next Year
November 30, 2011
Foreclosure Crisis Isn’t Even Halfway Over, Analysis Finds
November 29, 2011
As Home Prices Sink, Home Ownership Heads to New Lows
November 27, 2011
Some Failed Institutions Always Foreclose - FDIC Sponsored Fraud
November 21, 2011
New HARP 2.0 Guidelines Announced
November 18, 2011
Why HARP 1.0 Failed
November 15, 2011
Southland Home Sales Inch Up from 2010; Median Price Down Again
November 08, 2011
Half of US Mortgages Are Effectively Underwater
November 07, 2011
Zillow: Market Will Not See Bottom Until at Least 2012
November 04, 2011
Should Fannie, Freddie Write Down ‘Underwater’ Mortgages?
November 01, 2011
Millions of Homeowners Eligible for Foreclosure Review - Hotline Now Open
October 30, 2011
U.S. Housing has Added Problem: Mortgage Insurance
October 18, 2011
California Foreclosure Activity Back Up, Los Angeles County Foreclosures Up But 11.3% less than 2010
October 12, 2011
Supreme Court Declines to Review MERS Challenge - Upholds Right of MERS to Foreclose in California
October 08, 2011
Half of Prime Mortgage Borrowers Will Soon Be Underwater
October 05, 2011
Federal Judge Dismisses 72 Suits Against MERS
October 04, 2011
Short Sales - Buy and Bail? Or, Bail and Buy?
October 01, 2011
FICO Survey Says: “Sharp and Deep Turn to Pessimism”
September 30, 2011
California Breaks from 50-State Probe into Mortgage Lenders
September 30, 2011
Fewer Loan Modifications Completed
September 27, 2011
1 in 5 Modified Loans Default Again: Comptroller
September 19, 2011
Wronged Homeowners May Soon Seek Bank Relief
September 14, 2011
Huge Surge in Bank of America Foreclosures
September 13, 2011
2.06 million California Homes and 10.9 Million Nationwide Have Negative Equity.
September 12, 2011
Freddie Mac Rolls Out New Standard Modification
September 09, 2011
9th Circuit Court Ruling Legitimizes MERS
August 31, 2011
Another Federal Housing Bailout Won't Happen
August 23, 2011
PMI Group Units Forced to Stop Writing New Insurance
August 22, 2011
Study: Less Than 3% of Mortgage Mods Involve Principal Reductions
August 12, 2011
HAFA Short Sale Program Gains Steam with Completed Transactions up 55% in June
August 05, 2011
Mortgage Insurer PMI Group May Have to Stop Selling Policies, Could Close
August 04, 2011
Bank of America Agrees to Write Down Principal Through State Program
August 03, 2011
Forces Facing The Housing Market
July 26, 2011
Ocwen Financial Offers New Loan Modification Program
July 25, 2011
Study: Three More Years Until Home Building Returns to Trend
July 19, 2011
Just 11% Expect Their Home’s Value To Go Up Over Next Year
July 19, 2011
Huge Jump in Housing Starts Does Not Point to Solid Recovery
July 15, 2011
California Law Extends Deficiency Protections To Subordinate Liens
July 15, 2011
Bank Delays May Push 1 Million U.S. Foreclosure Filings to 2012
July 14, 2011
Mortgage Insurer PMI Predicts Home Prices will be Lower in March 2013 Than They Were in March 2011
July 13, 2011
Bankers Pessimistic About Future of Mortgage Delinquencies
July 09, 2011
National Assn. of Realtors - 3 Years Needed to Clear ‘Distressed’ Homes
July 07, 2011
Aid for Unemployed Homeowners Boosted by Obama Administration
July 07, 2011
CNN Survey - Housing Prices: No Rebound in Sight
July 01, 2011
Fewer Than 5,000 Homeowners Have Received HAMP Mods With Principal Reductions
June 30, 2011
Pimco’s Simon: There Was Never a Housing Recovery
June 29, 2011
Report: Troubled Mortgages Still Plague Banks
June 26, 2011
Mortgage Principal Write-Downs Lag Even With States Paying
June 22, 2011
Don't Let Falling Foreclosure Numbers Fool You
June 20, 2011
U.S. Government Will Dominate the Mortgage Market for a Long Time
June 14, 2011
California Appeals Court Declares MERS Proper Beneficiary
June 13, 2011
Southland Home Sales, Median Price Post Steeper Declines From 2010
June 11, 2011
HAFA Short Sales up Over 70% in April
June 10, 2011
Treasury withholds $24 million in payments to Bank of America, Chase & Wells Fargo
June 08, 2011
California Foreclosure Prevention Program Gets Support of 20 Servicers
June 07, 2011
New CoreLogic Data Shows Slight Decrease in Negative Equity
May 31, 2011
National Home Prices Hit New Low in 2011 Q1 According to the S&P/Case-Shiller Home Price Indices
May 27, 2011
Steep Decline in Pending Home Sales In April
May 20, 2011
How the $8,000 Tax Credit Cost Home Buyers $15,000
May 18, 2011
54 percent of American Adults Now Believe Housing Recovery Remains Unlikely Until 2014 or Later
May 16, 2011
California April Home Sales Fall
May 12, 2011
Strategic Default: Inconceivable Assumptions Suddenly Conceivable
May 08, 2011
Home Prices Fell 3 Percent in the First Quarter
May 06, 2011
Obama Anti-Foreclosure Efforts Still Falling Short
May 02, 2011
LPS Shows March Foreclosure Starts Increasing 33%
April 28, 2011
GSEs Issue New Servicing Guidelines for Delinquent Mortgages
April 28, 2011
Recovery for U.S. Bank Loan Delinquencies Stalls: According to Trepp LLC
April 27, 2011
Home Ownership Rate Drops to 1998 Level
April 26, 2011
Home Prices Edge Closer to 2009 Lows
April 25, 2011
U.S. Home Prices May Decrease 6% to 11% This Year, Morgan Stanley Says
April 18, 2011
BofA CEO: Owners Shouldn't Look at Home as an Asset
April 14, 2011
California March Home Sales down 2.4% from March 2010
April 13, 2011
Southland Home Sales Still Slow, Prices Edge Down
April 12, 2011
BofA Chief Says More Foreclosures Inevitable as Repeated Defaults Top 50%
April 08, 2011
32 Million Struggling to Pay Mortgages
April 07, 2011
California Home Prices Biggest Dip in 16 Months
April 01, 2011
Obama Administration Efforts to Help with Short Sales & Second Mortgages Not Succeeding
March 31, 2011
JPMorgan's Dimon: No Mortgage Writedowns
March 30, 2011
Unlisted 'Shadow' Inventory of 1.8 Million Homes Looms Over Housing Market
March 29, 2011
Home Prices Off to a Dismal Start in 2011: Home Price Double-Dip Materializing
March 23, 2011
New Home Sales Tumble to Record Low
March 17, 2011
Gallup Finds U.S. Unemployment at 10.2% in Mid-March, Broader Underemployment at 19.9%
March 16, 2011
Southern California Home Sales Lowest Since February 2008
March 14, 2011
The Home Affordable Refinance Program (HARP) has been Extended for Another Year
March 12, 2011
Principal Reduction Debate
March 10, 2011
Paperwork Issues Still Stall Foreclosures
March 08, 2011
Principal Reduction Debate: Federal Reserve
March 05, 2011
State's Attorney Generals Send New Proposals to Major Banks
March 03, 2011
Making Home Affordable Modifications Finally Top 600,000
March 01, 2011
HSBC Halts Foreclosures
February 23, 2011
IRS Outlines Tax Consequences for Financially Distressed Homeowners
February 17, 2011
California Foreclosure Starts Up 7%
February 10, 2011
Foreclosures Are Falling - But it's a Fake Out
January 31, 2011
FHA Short Refinance Program Has Resulted in Only 15 Refinances
January 26, 2011
TARP Report: Homeowner-Aid Efforts Are Falling Short
January 20, 2011
Mandatory Foreclosure Intervention Makes FHA a Better Loan
January 19, 2011
Fannie Mae OKs Foreclosure Delays for Hardest Hit Fund Assistance
January 13, 2011
Record 2.9 Million U.S. Properties Receive Foreclosure Filings in 2010
January 11, 2011
“Keep Your Home California” Program Launched Today

Short Sale or Loan Modification? Which is Right for You?

Loan Modification: The table below shows estimated modified payments excluding taxes and insurance. Even though your home is underwater, if the modified payment is low enough you may decide to keep the property either permanently or make payments temporarily until the timing is right for you to seek an alternative solution.

Loan Balance Principle & Interest Payment* (40 Year Amortization)** Principle & Interest Payment* (30 Year Amortization)**
$200,000 $ 606.00 $ 739.00
$300,000 $ 908.00 $1108.00
$400,000 $1211.00 $1478.00
$500,000 $1514.00 $1848.00
$700,000 $2119.00 $2587.00
$900,000 $2725.00 $3326.00
* Estimated payments do not include Property Tax & Homeowners Insurance. Payment amounts are fixed for a period of 3 to 5 years in most cases. Normally after the fixed period the payment will increase over a period of years to the current market rate at the time of the modification.
** Amortization term may be extended to 40 years, reset to 30 years or will remain the same.
All figures are for illustrative purposes only.

If you feel a loan modification is the right way to go or you would like to go through the process and find out how low a payment the bank will offer you we can help you.

Why California Homeowners Hire Us:

  • We have more experience. For over 8 years we've been helping California homeowners modify their loans and lower their monthly payments.
  • We know when Service Company employees are telling us wrong information and what to do about it.
  • We know how each lender works. We've worked with almost every lender and Service Company there is, the majority of them on a daily basis.
  • We know the different modification programs and guidelines available per Service Company. Most Service Companies offer both HAMP and in-house modification programs.
  • We know how to take advantage of the different Keep Your Home California programs and how to use those programs to compliment your Servicer's modification programs.
  • We understand the situation from both borrower's and lender's point of view and work to mediate a successful solution for all parties.
  • You don't have to worry about something going wrong. We have the experience and knowledge to guide you through the process.
  • We will address your concerns and worries throughout the process and update you on a weekly basis.
  • We position your case to take advantage of the best possible terms your lender can offer.
  • We keep you updated throughout the process. Modifications take anywhere from 30 to 90 days.
  • We don't take NO for an answer. We demand your lender offer a modification that's doable and affordable.
  • Even after you've signed your modification documents we make sure your lender implements your modification correctly.
  • You can call us anytime. We're available from 9:00 am to 8:00 pm Monday to Friday and Saturday from 9:00 am to 3:00 pm PST.


Let us be your Advocate.
We are Licensed Real Estate Professionals with the experience and knowledge of the lending industry to resolve your situation in the most favorable terms possible.

Although lenders in most cases do not want to foreclose on your home, you may be experiencing frustration in dealing with their bureaucracy and having your concerns and questions addressed in a professional and competent manner.

A recent Freddie Mac, Roper survey of delinquent borrowers found nearly two-thirds were unaware of their workout options. Why? Because their lender didn't bother to inform them.

In many cases, borrowers end up agreeing to a workout plan, far less favorable than otherwise possible, due to a lack of experience and knowledge in negotiating with lenders.

Is a Short Sale Better for Your Situation?
A Short Sale is when a home is sold for less than the amount owed and the lender agrees to settle for less than the full amount.

Why would a lender accept a Short Sale? A Short Sale is a form of loss mitigation, the lender (investor) is presented with a choice between a smaller loss through a Short Sale or a larger loss through foreclosure, so accepting the Short Sale “mitigates the loss.”

The advantage of a Short Sale compared to a foreclosure is that you avoid having a “debt discharged due to foreclosure” on your credit file which can reduce your credit score by over 250 points and keep you from qualifying for a new home loan for up to 7 years. With a Short Sale you can qualify for a new home loan in just 24 months. In fact, some of our clients have qualified for a new home loan in a little over a year from the date the short sale closed.

If you qualify for a HAFA Short Sale your Lender or Service Company will give up to 4 months to find a buyer and close escrow. And as of 2015 you may receive up to $10,000 in relocation money at the close of escrow.

Click Here for More Information on Short Sales

Want to Find Out When Your Mortgage Will Finally be Above Water Again?

To answer that question, HSH.com has designed a new and unique mortgage calculator that can tell you when your home and mortgage will no longer be underwater.

Getting your mortgage above water depends on the three factors mentioned above:

  • Amortization: The continued payment of your mortgage
  • Appreciation: How quickly home prices recover in your area
  • Prepayment: Any additional mortgage payments you can make

To use the “KnowEquity When” calculator, plug in your initial loan amount, term, interest rate, the date of your first payment, and what you think is the current value of your home, and the calculator will show you when you'll be back to a zero equity level.

If you can afford to pay your loan down more quickly, add in some regular monthly prepayments and see how much that speeds up the time, or even mix in some expected home price appreciation (anything from a fraction of a percent to 5 percent per year) to see how fast you can get back to breakeven.

The “KnowEquity When” calculator also conveniently calculates when you'll hit the typical 6 percent equity stake needed to cover sales commissions so you'll walk away cleanly.

Click Here to Use the “KnowEquity When” calculator.


FYI - Webinar by Michelle Lenahan, Director of Customer Service and Training for Foreclosure Radar.

Even though this Webinar was recorded in 2011 it is still relevant today. Titled Legal Docs, Delay Tactics, and Scandals, Michelle Lenahan explains Robo-signing, MERS, Using the legal system to delay foreclosure, Transferring Title in a Bankruptcy, Banks failure to properly record assignments, Substitution of a Trustee, the meaning of Lender fraud and Lender rights.

Click Here to listen. Approximat3ely 1 hour.

Charts

California Homeowner Equity

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IMPORTANT NOTICE: This site is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.

Disclaimer - All information is provided for informational purposes only and is Not legal advice, consult an attorney or financial expert for legal advice. This is general information and is not intended to provide advice on any specific question or transaction. Parties to any real estate transaction should seek competent legal and/or tax counsel to determine the legal, credit and tax consequences of buying or selling a home. Listing your home for sale and attempting to do a California Short Sale is a possible solution to avoiding foreclosure but not a guarantee that your lender won't foreclose or pursue other means of collecting the unpaid debt between what you owe and what the home may sell for.

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